Nadeem Rehman Malik

Strategy & Risk

Mr. Nadeem R. Malik has been with Bulls & Bulls since October
2019, bringing over 30 years of experience in Financial Services.
His career includes leadership roles with global brands like Apple
and Philips. Notably, he spent 23 years at American Life Insurance
Company (ALICO), where he rose to Executive Director & Deputy
CEO.

Azhar Siddique

HR & Admin

Mr.Azhar played a pivotal role in the Sindh government
restructuring project and has served- in key positions such as HR
Head of Bulls & Bulls, CEO of Ittefaq General Insurance, and HR
Head of Ziauddin University. His extensive industry experience
has been both enriching and successful, making him a highly
valued asset for our campany.

Kashif-Ur-Rehman

Kashif brings over 25 years of expertise in Sales, Marketing, and Business Management, Serving top-tier international and local organizations such as Grand Bank Northeast, Mashreq Bank, Doha Bank, AIG, Standard Chartered Bank, CitiBank, Summit Bank, Bank T&D and others. He holds a MBA in Business Administration & multiple post graduate qualifications.

Aisha Intesar

A visionary educationalist and philanthropist with 17 years of experience in education & training sectors. She led innovative initiatives at Karachi Grammar School. She now heads a reputed NGO that provides education to the underprivileged in Pakistan. She is passionate about promoting compassion, fairness, and kindness in education.

Rabia Sattar

HR Strategist & Culture Transformation Leader

Rabia brings over 16 years of HR leadership experience across the financial and retail sectors. She has held key roles, including Head of HR at SanaSafinaz and AVP at Aitemaad Islamic – NBP. With a strong focus on performance management, cultural transformation, and HR technology, she excels at aligning people strategies with business goals. Rabia holds an MBA in Human Resource Management and is known for building positive, high-performance workplace cultures that drive organizational success.

Shariq Khan

Strategic Business Leader

Shariq Khan is a strategic business leader with over 12 years of experience in FMCG, retail, IT and Business Consultancy, specializing in sales strategy, distribution planning, and operational excellence. In addition to managing large-scale commercial operations, he has also provided consultancy to businesses in areas such as business model design, go-to-market strategies, sales force training, and operational restructuring. His background spans demand forecasting, commercial planning and operational excellence. Shariq has led national sales plans, built and optimized distribution frameworks, and developed SOPs that streamline operations and drive performance. An MBA graduate from IBA Karachi, he is recognized for his analytical mindset, ability to build high-performing teams, and leveraging data-driven insights to guide strategic decision-making and sustainable business growth.

Muhammad Nauman Siddiqui

Accounts & Finance

Results-driven finance and admin professional with 20+ years’ experience optimizing financial performance, implementing cost-saving measures, and ensuring compliance. Proven in strategic financial planning, cross-functional collaboration, and client relationship management. Recognized leader in streamlining processes for enhanced organizational efficiency.

Asad Zaheer

Special Projects

Asad Zaheer brings over 20 years of senior management expertise across diverse industries including Sales, Retails, Banking, Pharmacuetical, Human Resources, and Management. He has spearheaded numerous HR organizational development initiatives, conducting HR manual reviews, job description and KPI creation, SMARTS development, training needs analysis, and performance appraisal surveys.

Management Team